You can choose the form that best fits your situation. Employers, franchise owners, and business leaders should choose the Employer form to explore benefit options for their team and receive a customized recommendation based on their business goals and budget. Individuals and employees should choose the Employee form to compare personal health, vision, dental, life, and supplemental coverage options. I just wanted to let you know that there is no obligation. Both forms provide the information we need to review your needs and offer clear, tailored benefit options.